How Yorvana works
1. Upload your most recent processing statement
PDF from any processor — Heartland, Toast Payments, Stripe, Square, Clover, Worldpay, TSYS, North, or hundreds of smaller ones. We read it where it sits; nothing else for you to do.
2. AI reads every line
We extract every fee, every category, every rate the processor charged. Per-field confidence scores so we know what we read clearly versus what needs a human second-look.
3. We compare against published rates
Visa and Mastercard publish their interchange rates twice a year. We pull those rates and compare them, line-by-line, to what your processor charged you. Markup above published interchange shows up in plain English with a dollar figure.
4. You get a report in minutes
Severity-ranked findings (critical / high / medium / low), each with the specific line on your statement, the rate they charged, the rate Visa actually published, the delta in dollars per year at your current volume, and a recommended action. Confidential — for your eyes only.
The catch
We're built by a merchant services insider who got tired of watching the industry profit from merchant confusion. We hold ourselves to the same standard — every merchant we work with gets audited the same way, including merchants on our own processing book.
That's the whole pitch. The processing industry doesn't want you to know what your statement actually says. We do.